Benefits of RCP
No paperwork
Easily set up RCPs electronically, no time-consuming paperwork
Reduced liability timeframe
Funds can only be reclaimed for 120 days - rather than the life of the mandate with DD
Alternative card option
Automated process to use an alternative card if the first choice fails
No unnecessary charges
Insufficient funds? Requests are simply declined rather than you incurring any charges
Ideal for university students
International students without a UK bank account can't use Direct Debit. There's no problem with RCP!
Handy wallet functionality
Members can register multiple cards, ideal for families with teenagers or anyone wanting to spread costs across various cards.
Why not offer both? We'd recommend giving your customers the ultimate choice and offering both RCP and Direct Debit.